Check it.
Understand what you're actually paying.
Negotiatedown™ — Take control of your bills and keep more of your money.
Bills. Contracts. Subscriptions.
Take control of your bills.
The Negotiatedown™ Playbook helps you find savings, ask for a better deal, and stop overpaying.
Free starting point
Free: The Negotiatedown™ €500 Challenge
Could you find €500 in potential household savings?
Start with 10 household bills worth checking.
Start the Free Challenge
Already ready to save? Get the Playbook — €5
The quiet cost
Are you paying more than you should?
Companies compete hard for new customers. Existing customers can sometimes continue paying old or higher rates simply because they don't ask.
Question it.
Ask whether a better price, discount or option is available.
Save it.
Keep the saving when you find one.
Independent research
We do the research so you don't have to.
Negotiatedown researches the everyday costs affecting households in Ireland and the UK — helping you understand what you're paying, what to check and where it may be worth asking questions.
Ireland & UK researchedStep-by-step guidesPractical tips
A repeatable routine
Meet Negotiatedown™
Negotiatedown™ turns household saving into a simple yearly routine — from spotting a cost to recording the result.
- 01
Find
Spot the expenses worth reviewing.
- 02
Check
Note what you're paying today.
- 03
Compare
Look at realistic alternatives.
- 04
Prepare
Choose the right script.
- 05
Negotiate
Ask clearly and confidently.
- 06
Act
Escalate or switch if needed.
- 07
Record
Log any annual saving.
Inside the toolkit
50 Bills, Contracts & Subscriptions to Review Every Year
A focused household scan across five areas — broad enough to uncover overlooked costs, organised enough to complete.
Home & utilities
12- Electricity
- Gas
- Broadband
- Mobile phone
- TV packages
- Home security
- Waste collection
Insurance
8- Car insurance
- Home insurance
- Life insurance
- Travel insurance
- Breakdown cover
Finance
8- Mortgage
- Bank fees
- Credit cards
- Loans
- Payment services
Subscriptions
10- Streaming services
- Gym memberships
- Software
- Apps
- Memberships
Household & services
12- Childcare
- Cleaning
- Garden services
- Pest control
- Maintenance
- Trades & services
The full playbook covers all 50 review points.
A better conversation
Knowing what to say changes everything.
The playbook gives you alternative approaches, useful questions and escalation strategies — without pretending every provider will negotiate.
Customer
“I'm reviewing my household expenses and I've found a lower price elsewhere. Is there anything you can do to reduce my current rate?”
Provider
“We don't negotiate our prices.”
Negotiatedown
Don't stop there.
Ask about retention offers, plan changes, fees, bundles, notice periods and escalation — depending on the provider and your circumstances.
The €500 challenge
Can you find €500 you didn't know you could save?
Review your household expenses one by one and aim to identify €500 of potential annual savings.
€0
€100
€250
€500
The practical toolkit
The Complete Household Savings Playbook
€5one-time payment
- 50 bills, contracts & subscriptions to review
- Practical negotiation scripts
- Renewal checks
- Savings planning
- What to ask
- What to do when the answer is NO
- Instant digital download
Secure checkout and instant digital delivery are handled by Payhip.
Free starting point
FREE: The Negotiatedown™ €500 Challenge
Before you spend anything, start with our free household savings challenge. The free challenge is separate from the €5 Playbook — it costs nothing.
Our reason
Why Negotiatedown Exists
Most people don't need another budgeting app. They need to know where they're overpaying — and feel confident enough to ask for a better deal.
Negotiatedown was created to make that process simple, practical and repeatable.
Straight answers